Termite Inspection

Can a Termite Inspection Delay Your Closing?

A termite inspection can absolutely affect your closing date — but in most cases the inspection itself isn't the delay. What happens after it, if the report finds active activity or damage, is usually what pushes a timeline back. Here's what actually causes closing delays and how to avoid them.

The inspection itself is usually fast

A standard wood-destroying insect inspection for a real estate transaction typically takes under an hour for most Denver homes. Scheduled early in the process, it rarely holds up a closing on its own — the report can usually be turned around within a day or two.

What actually causes delays

• Active termite activity found. If the inspector finds live termites, most purchase agreements require treatment (and sometimes a clearance letter) before closing.
• Structural damage discovered. Damage to framing, sill plates, or subflooring may need a contractor estimate and repair negotiation between buyer and seller.
• Waiting until late in the process to schedule. The single biggest cause of delay isn't the findings — it's ordering the inspection too close to the closing date, leaving no cushion if treatment is needed.
• Lender requirements. Some lenders won't clear the loan to close until they've received the signed report, so a slow turnaround on paperwork can matter as much as the findings themselves.

How to keep your timeline on track

Schedule the inspection as early as your purchase agreement allows — ideally right after the contract is signed, not the week before closing. That gives you room to handle treatment and re-inspection if anything is found, without putting your closing date at risk.

Related reading: how much a termite inspection costs in Denver.