What a WDI inspection is and why it’s requested
Colorado has no blanket law requiring a WDI inspection for every sale, but VA loans typically require one, and many conventional lenders or buyers request it as a condition of financing or as routine due diligence. In practice, it’s often effectively required during a real-estate transaction even without a statewide mandate.
Who requests it and how it differs from a routine inspection
Lenders, buyer’s agents, and buyers themselves are the typical requesters. Unlike a routine homeowner inspection, a WDI inspection produces a formal report in a specific format tied to real-estate or lending paperwork — documentation your closing can rely on, not just a verbal summary.
Timing and what happens if activity is found
Closings run on tight timelines, so scheduling early — rather than the week of closing — avoids unnecessary stress. If the inspection finds activity or damage mid-transaction, next steps typically involve renegotiation, treatment before closing, or seller disclosure, and we can talk you through what a finding actually means for your specific closing.